Drivers Can't Believe This Rule Is True Until They Find Out For Themselves
() - This is the 1 simple truth your car insurance company doesn't want you to know. If you are currently insured, drive less than 50 miles/day and live in a qualified zip code you can get an extremely high discount. Additionally, if you have no DUI's, you can get even more discounts. But do you think your auto insurance company will tell you that?
When drivers visit Improve Insurance™ official site and enter their zip code, the results can be pretty shocking. We weren’t surprised when we got questions from drivers if these rates are real. The truth is people say it‘s possible to save 50% on their car insurance costs and some say they were eligible for rates as low as $9 /week due to recent insurance policy changes. When we heard about these claims, we decided to investigate it for ourselves.
Our in house financial team set out to test these types of comparison services and after a few days of research what they found was very exciting. Our team discovered that not only were these claims true, but that one of our team members ended up saving over $500 a year when compared to what they were previously paying. They also found that many other people are indeed able to save similar amounts.
So, what is the "One Simple Rule?" NEVER buy insurance without comparing all of the discounts online first.
Are you being scammed by your insurance agent? Our research indicates that many people are being misled by their current insurance carriers into thinking that they are paying a fair rate when in fact it could be their insurance agents are intentionally keeping the lowest prices from customers in order to charge more money. When one of our team members confronted their previous insurance agent about this, they were told that "because there are so many options, I didn't have a chance to tell you about the all of them." Yeah, right.
What most people don’t realize is an insurance agent typically makes money off of the policies they sell, so the higher the premium the more they can get paid. Thankfully, smart drivers have found out how to drastically cut their insurance bill by using online tools to get unbiased quotes.
You are NOT locked into your current policy. If you pre-paid for your current policy you can cancel it and get back the balance of your pre-paid amount.
Since drivers average savings are up to 50%, it’s no wonder services like these are growing rapidly. Our research concluded that Improve Insurance™ is one of the most reliable, trusted services and highly effective tools to provide consumers with low rates. We thank ImproveInsurance™ for providing such an amazing service with an honest effort to saving money for families across America. You can click here if you would like to use the online tool to enjoy the benefits of this free service. Simply take a few seconds and enter your zip code to gain access to the system's no obligation quotes.
***Tip - You will have the opportunity to see the best carrier quotes available based on a few questions you answer."
Top 5 Tips to Save On Car Insurance
- Shop around to see if there are big price differences between companies.
Often you can save in the quadruple digits just by switching to another carrier. - Understand that rates are always changing and everyone wants more business.
Insurance companies sometimes can offer huge discounts to just land you as a client. - Drop certain coverages that you don’t need to save big.
For example if your car is paid off, you’re no longer required to maintain full coverage. - Raise your deductible as high as you can afford to.
When you raise it, the insurance company faces less risk so it gives you a generous discount. - Be a good driver
If you drive safe, have no accidents or DUI, you can already get a discount.
Cheapest Insurance by State
- Maine
- Iowa
- Wisconsin
- Idaho
- North Carolina
Little-Known Facts About Auto Insurance
- It’s a myth that the color of your car affects the price of your car insurance
- The internet allowed for premiums to decrease dramatically due to ease of comparing quotes
- All 50 states require drivers to carry car insurance
- On average a driver will have an accident claim once every 17.9 years
- Auto premiums usually go down substantially after a driver turns 25
- Most common auto insurance claims: fender benders, theft, whiplash, vandalism and windshield damage.
- 55 out of every 100,000 registered motorcycles was involved in a fatal crash, compared with only 9 out of every 100,000 passenger cars.
- Your car insurance may not cover theft or items from inside your car. Check with your insurance agent.
- Insuring a pre-owned car can save you up to half on your premium
- Average Loss per Claim is $4,200
- Married drivers have less accidents and therefore get the married discount due to lower risk.
- Credit rating can affect your premiums as much as a past ticket or accident
- Your driving record can predict how long you will love. Research shows people with no tickets or accidents live longer on average regardless of the type of death.
- Paying month to month will increase your premium because you are viewed as a higher risk.
- Your occupation affects your liability risk rating. If you are an engineer, you may get the best rate
- The state of California has the most auto thefts. Where you live greatly affects your premiums.
- Half of your insurance premium goes toward administrative expenses not claims.
- Two door vehicles have the most collision claims.