() - This is the 1 simple truth your car insurance company doesn’t want you to know. If you currently have insurance, are driving less than 50 miles/day on average and live in a qualified zip code you can get some huge discounts. In addition, if you have no DUI’s on your record, you can get even more discounts. Has your car insurance company ever told you that?

When drivers enter their zip code and driver information at Improve Insurance™ official site many are shocked at the results they find. Most just cannot believe that the available rates are in fact real, but the truth is rates have dropped significantly over the past 12 months and thanks to new program policies it’s now easy to save up to 50% with rates as low as $29/month.

Sarah Thompson, the authority on everything related to insurance, set out to do some research and determine whether these types of services live up to their reputations. After several weeks Sarah was able to report back on her findings, with her most exciting of which being that she is now going to save $386.42 on her own insurance premiums over the next year, and there are many other people who have done the same and better.

So, what is the "One Simple Rule?" NEVER buy insurance without comparing all of the discounts available to you through an unbiased source.

Does this mean Sarah was being overcharged by her former insurance agent? She would not say one way or the other, but the truth is most agents are paid on commission which means the higher your insurance premiums, the more money your agent makes. You can be sure, however, that your insurance company is not going to call you up to offer you a discount.

You are NOT locked into your current policy. If you pre-paid for your current policy you can cancel it and get back the balance of your pre-paid amount.

How Do I See My New Low Rate?

Step 1: Click your state on the map to instantly check your zip code for free.

Step 2: Once you go through a few questions, you will have the opportunity to compare the best carrier quotes in your area for an average savings of 32% a month.

Check My Rate - Enter ZIP Code

Top 5 Tips to Save on Car Insurance

• Shop around to see if there are big price differences between companies
  Often you can save in the quadruple digits just by switching to another carrier.
• Understand that rates are always changing and everyone wants more business
  Insurance companies sometimes can offer huge discounts to just land you as a client.
• Drop certain coverages that you don’t need to save big
  For example if your car is paid off, you’re no longer required to maintain full coverage.
• Raise your deductible as high as you can afford to
  When you raise it, the insurance company faces less risk so it gives you a generous discount.
• Be a good driver
  If you drive safe, have no accidents or DUI, you can already get a discount.

Cheap Insurance by State

1. Washington
2. New York
3. Michigan
4. New Jersey
5. Massachusettes

Little-Known Facts About Auto Insurance

• It’s a myth that the color of your car affects the price of your car insurance
• The internet allowed for premiums to decrease dramatically due to ease of comparing quotes
• All 50 states require drivers to carry car insurance
• On average a driver will have an accident claim once every 17.9 years
• Auto premiums usually go down substantially after a driver turns 25
• Most common auto insurance claims: fender benders, theft, whiplash, vandalism and windshield damage
• 55 out of every 100,000 registered motorcycles was involved in a fatal crash, compared with only 9 out of every 100,000 passenger cars.
• Your car insurance may not cover theft or items from inside your car. Check with your insurance agent
• Insuring a pre-owned car can save you up to half on your premium
• Average Loss per Claim is $4,200
• Married drivers have less accidents and therefore get the married discount due to lower risk.
• Credit rating can affect your premiums as much as a past ticket or accident
• Your driving record can predict how long you will love. Research shows people with no tickets or accidents live longer on average regardless of the type of death.
• Paying month to month will increase your premium because you are viewed as a higher risk.